Credit Scoring
ITG Credit Scoring system allows companies to generate credit scores based on existing data sets. These scores are then used by the institutions to identify the credit worthiness and ability to repay loans.
Key Functionalities
- Configured to retrieve data sets from multiple platforms. These are historical data sets:
- Income data
- Loan repayment data
- Rent payments
- Telephone payments
- Pension payments
- Utility payments
- Can be setup for individuals / companies
- Built to include confirmed projected income. This is future looking data sets.
- Customized Scoring parameters for each data set
- Configurable weightage for each data set and corresponding scoring parameter
- Secure and role based system
Benefits
- Configurable system– Weightage for historical and future data can be customized
- Customized parameters based on company requirements
- Ability to generate credit scores for multiple users at the same time